Pre-launch · Australian early access
An Australian household finance app for both views: this month's actuals, and the next ten years of mortgage, tax, and savings decisions.
Opens to a sample household — $469k net worth, two mortgages, six months of transactions. One click to sign in.
Two angles, one app
Budget apps grade you on dining out. Forecast tools sketch ten years in a spreadsheet. The two views rarely sit on the same page.
The bank webhook pushes a transaction; Claude Haiku categorises it in three seconds. Recurring bills are detected after the third occurrence. The cashflow page traces every dollar from income to spend as a Sankey, not a pie.
More on Track →Stack a +0.75% rate rise on top of a switch from interest-only to P&I. See the lifetime interest jump from $445,000 to $510,000 in the same chart. Overlay a Moorr cashflow projection against actual cash position, month by month.
More on Plan →Live bank data · Australian Open Banking
Tally connects to your accounts via Fiskil →, an Australian CDR-accredited Data Recipient. You authenticate at your bank, not at Tally — bank credentials never reach us. Transactions arrive by signed webhook within minutes of clearing, not the next morning.
The Consumer Data Right is Australia's regulated replacement for screen-scraping. Consent is explicit, per-account, and expires every 12 months by law.
How we'll monetise — honestly, not yet decided
We're a small indie team building Tally in the open. Two paths are on the table — different value props, different tech stacks, different revenue shapes. Both numbers below are guides; they'll move based on the people who actually show up.
Source, setup guide, and structured walk-through.
We're working out the exact delivery shape with the first few buyers — could be a 1:1 onboarding cohort, a self-paced course, or a community channel. Pick the path, we'll figure it out together.
Bank sync, AI, multi-user sharing. We host, maintain, support, and ship updates.
Most personal-finance SaaS in Australia run $14–30/month. We'll calibrate based on feedback before paid access opens.
Neither path is built out yet. The waitlist below is how you tell us which one to prioritise.
Got a different model in mind — broker, employer wellness, community bulk-buy? Email hello@tallyio.com.au.
Long-term plans and daily transactions are the same thing at different scales. The mortgage paid off three years early, the offset filling up over years, the tax bill spotted six months ahead — all of them are built from the small decisions that arrived this week. Most apps treat the two timeframes as separate problems: budget trackers grade today's choices; forecast tools project a decade out.
Tally holds both on one page. Bank transactions feed the dashboard within minutes of clearing, and the loan and cashflow forecasts update as the actuals change. Manage spending in real time, and the long-horizon plan arrives sooner. Use a Moorr plan? Every category maps to a funding bucket — same numbers, advisor side.
We email when there's something to try. No drip campaigns, no analytics tracking, no on-selling. We move forward to paid access at around 2,000 interested people.
Or try the live demo first — no sign-up. demo.tallyio.com.au →